Privacy Policy

Last updated: 09 March 2026

Overview

The Ultimate Pawn Broker Calculator is a loan calculation tool. This privacy policy explains what data we collect, how we use it, and your rights regarding that data.

Data We Collect

1. Loan Calculation Data

When you perform a loan calculation, the following information is stored in our database:

Loan amount, duration, and interest rate entered
Calculated results (interest, repayment totals, APR)
Start and end dates of the loan

This data is stored to allow you to review past calculations via the "All Loans" page. No personal identification information is associated with loan calculations.

2. IP Address and Access Logs

For security and monitoring purposes, we log the following information for each page visit:

Your IP address
The page you visited
Your browser's user agent string
The date and time of access

This information is used solely for security monitoring and to understand usage patterns. It is not shared with any third parties.

3. Session Cookies

We use a single session cookie (PHPSESSID) to maintain your calculator session. See our Cookie Policy for full details.

How We Use Your Data

Loan calculations are stored to provide the "All Loans" history feature
IP logs are used for security monitoring and abuse prevention
Session data is used to maintain your current calculation as you navigate between pages

Data Sharing

We do not share, sell, or transfer any collected data to third parties. All data remains within our database and is used solely for the purposes described above.

Data Retention

Loan calculations are retained indefinitely unless manually deleted
IP access logs are retained for security monitoring purposes
Session data expires when you close your browser or after a period of inactivity

Your Rights

You have the right to:

Request information about the data we hold
Request deletion of your data
Withdraw consent for data processing

Security

We take reasonable measures to protect your data, including encrypted database connections and secure session handling.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected on this page with an updated date.